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Fiduciam holds euro rates despite ECB increase

Professional portrait of a man with light brown hair in a navy blazer and light blue shirt, arms crossed, standing in a bright office.

Fiduciam has decided not to increase its euro interest rates following the European Central Bank’s decision to raise its key interest rates by 25 basis points.  As our loans come with fixed rates, our existing euro borrowers are unaffected by the latest ECB rate hike.  In addition, we will not increase interest rates on new euro loans.  The ECB Survey of Monetary Analysts expects the deposit facility rate to increase further to 2.50% in Q3 2026 and to remain at this level until Q2 2027, with a gradual decrease thereafter to 2.00% in Q4 2028, the level at which the rate stood before the ECB’s June 2026 rate hike.

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Financing purpose-driven housing in Essex

Person walking away from the camera along a residential street, with a brick house and wooden fence nearby; a YouTube play button overlay appears in the top-right corner.

A home shouldn’t have an expiry date. Adriana’s back on site in Essex, where a £5m Fiduciam development loan has brought 25 flexible, future-ready homes to life. One to watch.










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Supporting the redevelopment of a historic mill

Woman walking in a sunny open lot beside a red brick building, with a YouTube video badge overlaid in the corner.

From a forgotten mill to 22 new homes… Adriana’s back on site. A Fiduciam development loan is funding the acquisition and conversion of this historic mill, retaining the structure while enabling a full repositioning of the asset. Watch this one take shape. 















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Financing  ten new coastal villas in Málaga

Sun’s out, raincoat off… Adriana’s in Málaga! Ten stunning homes in Benalmádena are shining under the sun, made possible with Fiduciam funding. Bright skies, uninterrupted coastal views, and to rival those, a flexible Fiduciam loan to turn this project into reality.