Category: News

Fiduciam has decided not to increase its euro interest rates following the European Central Bank’s decision to raise its key interest rates by 25 basis points.  As our loans come with fixed rates, our existing euro borrowers are unaffected by the latest ECB rate hike.  In addition, we will not increase interest rates on new euro loans.  The ECB Survey of Monetary Analysts expects the deposit facility rate to increase further to 2.50% in Q3 2026 and to remain at this level until Q2 2027, with a gradual decrease thereafter to 2.00% in Q4 2028, the level at which the rate stood before the ECB’s June 2026 rate hike.

London rental yields just hit a milestone we haven’t seen in 10+ years. For the first time in over a decade, a Fiduciam bridging loan over London residential property has achieved 100%+ interest coverage, meaning rental income fully covers financing costs. The bridging loan finances the acquisition of a £28m apartment building in Camden.

Cristina Villen, highlights how agile and flexible financing can help unlock viable real estate projects. Ensuring access to funding at the right time enables house builders to move forward with their projects, providing much-needed homes. Private credit has become an indispensable partner for many house builders: offering speed, tailored solutions, reliability, and the ability to adapt to a constantly evolving market environment.

Fiduciam España has reached 100 transactions, surpassing €500 million in financing since launching in 2018. Over the past seven years, Fiduciam has built out its position as a leading alternative lender in Spain, with 70% of our business coming from repeat clients, a testament to the trust placed in our team and our approach.

Fiduciam has strengthened its senior leadership team by appointing Clinton Moseley as Chief Operating Officer and Chief Financial Officer. Clinton brings over two decades of senior leadership experience across global financial institutions and technology-driven organisations.