Author: Fiduciam Team

Completed in just three weeks, Fiduciam’s £2.39m business bridge facility delivered a refinancing solution at a critical point for a development site on the Isle of Wight. The funding refinanced existing debt while providing the capital needed to prepare the asset for future development. The project already benefits from planning permission for 72 homes and represents a strong long-term opportunity in a prime coastal location. 

With the borrower working against the clock, Fiduciam delivered the speed and certainty needed to advance the project to its next phase. 

Fiduciam has decided not to increase its euro interest rates following the European Central Bank’s decision to raise its key interest rates by 25 basis points.  As our loans come with fixed rates, our existing euro borrowers are unaffected by the latest ECB rate hike.  In addition, we will not increase interest rates on new euro loans.  The ECB Survey of Monetary Analysts expects the deposit facility rate to increase further to 2.50% in Q3 2026 and to remain at this level until Q2 2027, with a gradual decrease thereafter to 2.00% in Q4 2028, the level at which the rate stood before the ECB’s June 2026 rate hike.