Call Us Now
+44 203 290 1933 (United Kingdom)
+353 85 257 6488 (Ireland)
+31 35 303 1360 (Netherlands)
+44 208 075 9370 (Spain)
+49 173 194 0983 (Germany)
Affordable housing schemes frequently include buyer income and sales price restrictions. Fiduciam overcame these constraints to provide the developer with the funds to complete this innovative horizontal living scheme.
Fiduciam’s development team is targeting £140 million of new lending in the UK and Ireland in 2022. Reduced interest rates start at 0.57% PCM for heavy refurb and conversion projects and 0.61% for ground-up developments.
As an accredited lender, we are keen to assist SMEs recover from the Covid-19 pandemic with business bridge, refurbishment and development loans between £250,000 and £10 million. Fiduciam can offer facilities to new and existing customers with terms of up to three years.[+]
Over just six weeks, Fiduciam worked with three different law firms across three jurisdictions to provide our client with the funds and time to continue their business, and mitigate the impact of the past year.
In just 6 weeks Fiduciam has provided £7.5 million in funding for the refurbishment and reopening of a hotel in Cornwall. Despite facing a highly complex planning and title situation, we have completed the transaction quickly so that the hotel could accommodate the G7 police forces.[+]
Once more, Fiduciam has overcome a problem that many developers face with traditional bank financing. This loan enabled the developer to settle both the main contractor account and redeem a Spanish bank loan in full.
Now planning permission has been granted for a manufacturing plant in Ebbw Vale in South Wales, Fiduciam has provided TVR with a further £2 million loan. The first cars are expected to be delivered in 2022.
The new team has a nationwide lending appetite and an ambitious target of £55 million for lending in 2022. Fiduciam’s interest rates in Scotland remain fully aligned with those offered in England and Wales.
Fiduciam has received £430 million of requests for Coronavirus Business Interruption Loan Scheme (CBILS) loans by the 15th of October and expects to receive at least another £200 million of requests until the 30th of November. As a result, Fiduciam has reallocated a substantial amount of our resources to handle the CBILS…[+]
Fiduciam tops off its expansion in Northern Ireland with a CBILS loan to a wedding and conference venue. Fiduciam now has a loan pipeline approaching £20 million for CBILS loans from Northern Irish businesses and is looking forward to opening its Belfast office as soon as Covid subsides.[+]
As an accredited lender we are here to help as many SMEs as possible with CBILS loans. During the Covid-19 crisis we continued to stand by our SMEs. We now want to give them a boost out of this crisis, with CBILS.[+]
Fiduciam has just closed two development loans, with a total value of £2.5million, with one using its ‘Stepping Stone’ scheme. The two loans will provide funding for private developments in south London and on the south east coast. Fiduciam is standing by our house builders, providing them with development loan…[+]
The state of emergency is not stopping Fiduciam from lending in Spain.We are standing behind all Spanish entrepreneurs and SMEs in this difficult time, and have completed two loans this week totaling almost €2,5M. Both deals were halted as a result of the coronavirus crisis and had complex aspects that traditional banks could not overcome…[+]
Thanks to our institutionally backed financing model and the commitment of our funding partners, we are able to keep helping small businesses and entrepreneurs in these difficult times. While many short-term lenders closed their doors, we have lent £9 million in the last week and are on target to close…[+]
As another demonstration of the solution potential which bridging loans offer, Fiduciam has financed a complex cross-border loan with a transaction value of €10m in the student accommodation sector, involving the acquisition of two Luxembourg companies each owning a large German student home.[+]
Fiduciam offered an innovate solution allowing the client to settle an unexpected HMRC demand rapidly. It involved the refinancing of a portfolio of seven properties from which the client operates his trading businesses. The transaction required close cooperation with accountants and tax advisors.[+]
With the economy and real estate market of London strengthening, Fiduciam is putting additional efforts into its lending to London-based entrepreneurs and SMEs. Fiduciam is well known for its ability to offer solutions where banks are unwilling, as is demonstrated with an example in the article.[+]
Following a very successful 2019 during which Fiduciam lent nearly €80 million into Spain, Fiduciam’s Spanish team explains how it is conquering Spain with its bridging loan solutions, from Catalonia to Andalusia and from the Canary to the Balearic Islands. More than tripling the amount in loans granted from 2018…[+]
The void left by the traditional banks means that demand for Fiduciam’s loan product continues to grow across the UK and different European jurisdictions. In October Fiduciam established a new monthly origination record, lending £43.5 million.
Fiduciam accelerates its rapid expansion by hiring ten new employees during the Summer. This follows on entering two new markets this year: Germany and Scotland. Fiduciam announces it is right on track to meet its strategic objectives for 2019.
Fiduciam has expanded into Scotland and has now completed its first transaction north of the border. A specific set of lender requirements and solicitors’ instructions was created for the Scottish market – including the creation of a ‘Scots law’ facility template and security documentation set. Given this, Fiduciam is now…[+]
The rapid growth of the Spanish lending business at Fiduciam has led to the hiring of three new members to the Spanish team, taking the team to a total of eight. Read more about this successful and all-women team in the lending press. [+]
Fiduciam has been selected as one of the three finalists for the “Equality Employer of the Year” award by Financial Reporter, together with Lloyds Banking Group and Hope Capital. In total there were 1,100 applications for the Women’s Recognition Awards across all categories.[+]
Fiduciam has a team that is almost entirely fifty-fifty men and women with 21 male and 20 female employees. Currently, women comprise 16% of Fiduciam’s senior management team, but with a number of very successful females in the firm, women will constitute at least a third of its management team…[+]
Fiduciam has granted a €5.7 million loan to enable a borrower to acquire a new office building and extend their portfolio in the Netherlands. Since the opening of Fiduciam’s Dutch branch office over a year ago, they are seeing demand for their loan product. The main banks in the country…[+]
For the first time ever, Fiduciam’s monthly loan origination in Spain surpassed the €10 million mark. As a basis for comparison, Fiduciam originated €20 million of loans in Spain in all of 2018. Fiduciam has also set a record in delivery time, it completed a €5.5 million loan to finance…[+]
Fiduciam once again proves its efficient and tailored approach by completing a €3m cross-border transaction secured against a French vineyard, including 77,422 bottles of wine and 2631 hectolitres of wine in barrels as security. The complex deal involved five jurisdictions and required a specialist RICS surveyor to assess the value of the…[+]
Fiduciam has hired Chris Parr to head up its new northern office. Chris has worked in bridge lending for over 12 years, having worked at both Precise Mortgages and Masthaven prior to working at Tuscan Capital, which he now leaves to join Fiduciam.[+]
German SMEs, entrepreneurs and real estate developers now have access to Fiduciam’s bridging loan solutions, thanks to the new lending structure Fiduciam has established in Germany in cooperation with MHB-Bank in Frankfurt.
London-basedbrokers are getting a growing volume of requests for bridging loans from borrowers overseas as well as from UK borrowers in respect of overseas projects. Fiduciam is well positioned to benefit from this trend.
Fiduciam’s branch in Utrecht, the Netherlands, has become a known fixture in the Dutch lending landscape since its opening a year ago. As the high street banks continue to shrink their commercial loan books, Fiduciam offers a solution for many SME’s and entrepreneurs. [+]
Fiduciam has set its objectives for 2019, planning to double its lending by originating £250million (€280million / $320million) in new loans in the course of the year. To achieve this growth, it will continue to grow its geographic coverage, introduce new loan products and make 25 hires.[+]
Fiduciam is seeing strong demand for its loan products in Spain, intending to double its lending volume in Spain to €40 million in 2019. Fiduciam fills a market gap, as Spanish banks are reluctant to finance property transactions by foreign nationals. At the same time the private banks, which would…[+]
Lending to businesses can be rewarding. Fiduciam has been provided with a Christmas tree grown by the Irish farmer it lent money to earlier in the year. The Christmas tree, which is in pride of place in Fiduciam’s London office, was chopped down and flown back by Fiduciam’s own staff…[+]
Fiduciam adds France to the list of countries where it can take security for its bridging, refurbishment, development, business and trade loans. It granted a €5 million loan secured over a French real estate portfolio with the overall structure spanning three jurisdictions.[+]
Fiduciam has lowered the interest rates on its bridging loans for residential property in the UK to 0.60% per month, the lowest rate that it has ever offered. The rate will be available on loans from £250,000 to £25 million, at up to 60% LTV over a loan period of…[+]
Fiduciam’s loan enabled the borrower to refinance three UK care homes. Due to a Care Quality Commission (CQC) issue with one of the homes, the borrower had run into trouble with their high street lender who wanted to foreclose on their loan, despite the business still being in profit. The…[+]
Bridging lender Fiduciam has kick started a rapid expansion drive and is on track to lend £150 million in 2018 up 200% from 2017. This continues a pattern of 100% year-on-year growth. Having made six additions to its bridge lending team since the beginning of the year, Fiduciam is strengthening…[+]
Fiduciam is proud to announce the opening of its Dutch office in Utrecht, the Netherlands. Fiduciam will move business development activities for the Dutch market to Utrecht, while the London office will remain in charge of underwriting the loans. The move will provide a regional base of operations to enable…[+]
Kenneth Duffy has joined Fiduciam from Pepper as Country Manager for Ireland, and Daniel Gutierrez has joined Fiduciam from RBS as Country Manager for Spain. They each bring 10 years of experience to Fiduciam. These hires represent a major step forward for Fiduciam’s strategy to expand its business across the…[+]
This morning, at the Goodwood Revival, TVR has unveiled its long-awaited new sports car. Fiduciam is pleased to have partnered with TVR in putting a British icon back on the roads. John Chasey, CEO of TVR said: “As an entrepreneur it is never simple to find finance these days, even…[+]
After one year of software development and implementation, Fiduciam has transitioned its lending business to a cutting-edge IT platform which provides a front-to-back marketplace solution with a highly scalable loan management system frequently used by challenger banks. This new solution streamlines and automates the origination and lifecycle processes, delivers major…[+]
Clint White has joined Fiduciam from Wellesley and has been appointed Head of Property Lending. Clint has held several senior roles at Wellesley since its establishment and has 12 years of experience in specialised property lending. This hire represents a major step forward for Fiduciam, which has been going from…[+]
Fiduciam joins the Association of Short Term Lenders (ASTL). This addition takes the ASTL’s membership to 33. The ASTL also has 23 associate members. Johan Groothaert, director at Fiduciam says, “Whilst entrepreneurs and small companies are the most dynamic part of the economy, generating wealth and jobs, nowadays it is often…[+]
Fiduciam granted £27,372,389 of loans in 2015, helping entrepreneurs to grow their companies and to create jobs. This lending total exceeds Fiduciam’s 2015 objective and represents a successful end to Fiduciam’s first year of lending.
Fiduciam strikes an important partnership with MarketInvoice to purchase around £50m of invoices per year, up to £200m cumulatively; Fiduciam becomes the second-largest investor on MarketInvoice after the British Business Bank.